The traditional retail bank branch is experiencing a noticeable decline in its presence. Driven by the boom of online and mobile banking, consumers are increasingly preferring to digital channels for their financial needs. This shift has caused to a drop in branch locations, and many institutions are closing existing branches to optimize costs. De

Free cash flow (FCF) serves as a crucial metric for investors and business leaders alike. It demonstrates the real cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can signal a healthy and sustainable business, capable of growing. Understanding how to assess FCF and effectively